S. 1552: Living Donor Protection Act of 2025
↑ Your rights↑ Your benefits
The Living Donor Protection Act of 2025 aims to remove barriers for individuals who choose to donate an organ. It prohibits life, disability, and long-term care insurance companies from denying coverage, canceling policies, or charging higher premiums solely because a person is a living organ donor.
The bill also clarifies that time needed to recover from organ donation surgery qualifies as a "serious health condition" under the Family and Medical Leave Act (FMLA). This ensures that eligible employees can take job-protected leave to donate an organ without the risk of losing their employment.
Additionally, the bill requires the Department of Health and Human Services to update public educational materials to include information about the risks and benefits of donation, as well as how these new insurance protections work. It does not provide financial compensation for donors, nor does it mandate that insurance companies cover the medical costs of the donation procedure itself.
《2025年活体捐赠者保护法案》旨在消除个人选择捐献器官时的障碍。该法案禁止人寿保险、残疾保险和长期护理保险公司仅仅因为某人是活体器官捐赠者，就拒绝承保、取消保单或提高保费。
该法案还明确规定，从器官捐赠手术中恢复所需的时间属于《家庭与医疗休假法》(FMLA) 下的“严重健康状况”。这确保了符合条件的员工可以申请受法律保护的医疗休假来捐献器官，而无需担心因此失去工作。
此外，该法案要求美国卫生与公众服务部更新公共教育材料，纳入有关捐赠风险与益处的信息，以及这些新的保险保护措施如何运作。该法案不向捐赠者提供经济补偿，也不强制要求保险公司支付捐赠手术本身的医疗费用。