Congress One

S.J.Res. 178 is a joint resolution that seeks to overturn a recent decision by the Consumer Financial Protection Bureau (CFPB). Specifically, it aims to block the CFPB’s withdrawal of a rule known as "Procedures for Supervisory Designation Proceedings." If passed, this resolution would effectively reinstate the previous procedures that the CFPB had decided to remove. These procedures dictate how the agency identifies and oversees non-bank financial companies, such as certain fintech firms or mortgage lenders, to ensure they comply with consumer protection laws. This bill does not directly change the laws governing individual consumers, nor does it alter the fundamental authority of the CFPB to regulate financial institutions. It is a procedural measure focused on the internal administrative rules the agency must follow when designating companies for supervision. Because the official text of the rule being withdrawn is not provided in the metadata, the specific impact on the oversight process remains limited to what is described in the resolution's title.

S.J.Res. 82 is a joint resolution that sought to use the Congressional Review Act to overturn a specific policy rule issued by the Department of Health and Human Services (HHS). The rule in question is titled "Policy on Adhering to the Text of the Administrative Procedure Act." If the resolution had passed, it would have nullified this HHS policy, effectively preventing the agency from enforcing those specific internal guidelines. The resolution failed to pass the Senate in a 50-50 vote. This resolution does not change the underlying Administrative Procedure Act itself, nor does it directly alter healthcare benefits or services for the public. It is a procedural tool used by Congress to challenge how a federal agency interprets its own rulemaking requirements.